Your Reverse Mortgage Advisor
Trusted Expert in Seniors Finance and leading Specialist in Reverse Mortgages offering Personalised Advice for Your Future
Across 3 decades we have helped Victorian seniors find the financial freedom they need to secure their retirement.
As a reverse mortgage advisor, we know that one of the major problems you will be facing is the number of variables involved in making a decision on the best reverse mortgage and the best reverse mortgage lender for your needs.
With reverse mortgage loans, there is always a range of choices
Reverse Mortgages can relate to
- the type or size of the property,
- the location of the property,
- the purpose of the funds.
We work with a number of reverse mortgage lenders, some of whom do not have restrictions based on location and/or the size of type of property HOWEVER the security property MUST be a residential property.
Other factors you need to consider are
Price. Most lenders have ‘establishment fees’ around $995.00 HOWEVER establishment fees can be as high as $2500.
We provide you with cost comparisons between lenders who offer a suitable loan
Interest rates. Current interest rates vary by as much as 1%.
We provide you with interest rate comparisons between lenders who offer you a suitable loan.
Features of Loans. Not all loans have the same features.
Some lenders will allow you to keep funds in reserve via a ‘line of credit’ facility whilst others either do not offer this option or only offer it on a review basis.
Some lenders will allow you to access funds via regular fortnightly or monthly instalments.
We discuss these various options with you and build your loan with the options YOU need.
Our Services
We have worked with seniors’ financial situations just like yours. We have the advantage of having provided financial and later-life advice and solutions to a wide variety of Australian seniors across the spectrum of financial needs. This means that whatever your challenges are, we have the experience and knowledge to provide a solution tailored to overcoming them.
REVERSE MORTGAGE PRODUCTS
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SHORT TERM FINANCE
to pay out a debt, pay for a holiday, new car, or other lifestyle expenses
INCOME SUPPLEMENT
Boost your income to better cover living expenses
AGED CARE
Ensure funding for in-home r residential aged care
YOUR PERSONALISED COMBINATION
of any or all of these options
COMPREHENSIVE SUPPORT AND ADVICE
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Support for your senior years is about much more than the loan
Security in retirement is about confidence as much as it is about finances. Knowing that you also have support in place for your later life needs is vital to being able to move forward freely with your life. We want all of our clients to live in retirement with confidence and comfort, enjoying the present and with plans settled in place for the future.
Wills & Impact on Estate Planning
Power of Attorney
Future Planning
Aged Care Funding
Age Pension
Considerations
Support throughout the life of the loan
Your Reverse Mortgage Advisor – Paul Dwyer
RECOGNISED EXPERT
Many Bank staff and other Mortgage Brokers regularly refer their clients to Paul for expert assistance in arranging a Reverse Mortgage.
EXPERIENCED
Paul has over 20 years of reverse mortgage experience
He has assisted thousands of older Victorians to find their best option
Paul has an ASIC-accredited license and a Diploma in Financial Services (Mortgage Broking).
He regularly contributes papers and discussion points on seniors finance and aged care for multiple media outlets.
He is a Justice of the Peace.
Paul KNOWS that This is NOT ‘just a loan’ for you.
He understands that this is an important decision you are considering
and he wants to provide you with every level of information to help you in your considerations so you can choose the RIGHT Lender with the most suitable solution
Ready to Get Started?
Your journey to financial freedom starts with a conversation.
Contact Paul today to see how he can help you unlock your home’s potential and secure a more comfortable retirement.
Book a call now.
Get clear on the options and discuss a solution tailored to your needs.
