Enjoy the present
Plan for the future
with a reverse mortgage loan
ALL RESIDENTIAL PROPERTY
REVERSE MORTGAGES VICTORIA. WE DO IT ALL.
All reverse mortgages are not the same.
There are differing
interest rates – application fees – features – credit policies,
postcode restrictions – ease of access – and loan structures
“70% of Borrowers use a Mortgage Broker”
Why you should use Victoria’s best – Paul Dwyer – of Reverse Mortgages Victoria
Your Trusted Advice
for all Victorian Reverse Mortgage products.
Paul Dwyer – a Victorian local, and an expert in retirement funding.
Watch as Paul Dwyer explains the crucial details, the processes and the protections involved in meeting later life needs with a reverse mortgage loan.
Plan for and fund your short-term and later-life needs. Manage the effect on your pension.
Retain ownership of your home
No regular repayments needed. You can repay at any time without penalty
Expert practical advice – lowest cost, most flexible solutions,
+ Plus experienced assistance through all phases of the project.
Find out
if you qualify for a reverse mortgage
Examples from our clients …
HOME RENOVATIONS AND MAINTENANCE
Stay safely in your home, enjoying your surroundings and keeping your property maintained.
CREDIT CARD BILLS
Improve your cash flow by refinancing your credit card debt, cover larger expenses, and maintain an enjoyable lifestyle.
A NEW VEHICLE
A new or updated car, bike, caravan.
GIFTING TO CHILDREN OR GRANDCHILDREN
Leave an inheritance or help them out financially now – education expenses, a deposit for a home loan, any number of possibilities!
HEALTH / AGED CARE
Instead of selling your home, you can unlock your home equity through an aged care loan to finance your Aged Care costs.
PAY OUT AN EXISTING MORTGAGE OR REFINANCE A HOME LOAN
… allowing you to free up your cash flow, and improve your lifestyle now and later with an income stream.
ADDITIONAL INCOME
A reverse mortgage can provide ‘replacements’ for reduced interest and dividend incomes, or simply pay unexpected expenses.
Need more information?
Download our
free GUIDE
and then you can discuss your specific needs
with your advisor.
Your advisor – Paul Dwyer
COVERS ALL OF VICTORIA
Some lenders will not lend in certain areas of Victoria – Paul is able to arrange loans for virtually ALL Victoria areas!
REVERSE MORTGAGE SPECIALIST
Paul has specialised in Reverse Mortgage loans in Victoria for the past 20 years.
PRACTICAL PERSONALISED ASSISTANCE
Paul has helped many hundreds of Victorian Seniors to enjoy a better retirement. He knows HOW to LISTEN to your needs!
What Paul’s Clients say
Hi again Paul, all good, the $10.000 is in my bank and this is a relief for us . I can now get on with my life, thanks to you my friend. Much appreciated and I will recommend you to friends.
Mum needed some help as she had run out of funds. Thanks to Paul, she will have now receive an age pension of $17,000 a year, up from zero, and have enough monies to carry on her lifestyle. I am relieved that she now has a clear plan going forward.
Our close friend of 30 years needed some help with her finances. We were referred to Paul by two very well-known finance specialists. He spent 3 hours discussing and advising on our friend’s current and future scenarios, and set a reverse mortgage plan in place. In addition, he recommended our friend used the solicitor meeting to do her Will and Enduring Powers of Attorney and apply for a Home Care Package. Thanks to Paul, our friend is now prepared for the future and it was so easy.
“we chose to work with you Paul, due to your extreme knowledge of later life needs”
“Thank you Paul for reviewing our age pension payments – our information at Centrelink was wrong and we now have $3500 more per year”
Paul KNOWS that This is NOT ‘just a loan’ for you. He understands that this is an important decision you are considering and he wants to provide you with every level of information to help you in your considerations.
RECOGNISED EXPERT
Many Bank staff and other Mortgage Brokers regularly refer their clients to Paul for expert assistance in arranging a Reverse Mortgage.
BEST STRUCTUREThey know the importance of setting up your loan with the right structure – Lump Sum or Regular Instalments or a ‘line of credit’ or any combination of the 3 options.
CHOICES AND OPTIONSPaul will discuss your needs and find the most cost effective, flexible combination of choices and options to suit your needs.
Paul will discuss the following key points and ‘built-in’ protections with you–
- How much you can borrow (it varies between lenders).
- How to ‘structure’ your loan to best suit your requirements.
- How to minimise the interest on your loan.
- Lifetime term protection for surviving spouse
- When does the loan become repayable – No regular repayments are required.
- Repayments can be made at any time, without penalty.
- Nil negative Equity Guarantee that loan repayment will not exceed value of security property.
- A full estimate of all fees and charges associated with the loan
- The need for Independent Legal Advice from a solicitor of your choice.
The Difference? – You are talking to an Expert – Not a Call Centre!
To contact Paul, please enter your details below …
Expert Personal Advice.- 20 Years’ experience.
HELP for you to choose the RIGHT Lender!
Paul will listen and find you the most suitable solution
You can talk to Paul on 1300 663 534
Use our form to send your message or enquiry.
Send the details here.
More than 20 years’ experience consulting with senior Australians and Self-Funded Retirees regarding specialist credit products designed to support retirees.
The Difference? – You are talking to an Expert – Not a Call Centre!
You can phone, email or send us a message Simply click here …