Reverse Mortgages Victoria Blog

Learn the crucial details, the processes, and the protections involved in meeting later life needs with a reverse mortgage loan. […]

Reverse Mortgages and Gifting

Having fun in the sun with your family thanks to our retirement finance solutions.

The number of Australian households who are struggling to refinance due to serviceability issues has surged from 15% to 30% in just less than six months, according to Compare Club. New data from the personal finance marketplace and advice company also showed a skyrocketing number of refinancing enquiries from mortgage holders with an LVR […]

Pension and Aged Care

Negotiating the complex rules that apply to both Pension Entitlements and Aged Care costs and fees. […]

Downsizing for Seniors

happy seniors downsizing

Homeowners selling their home that has been owned for more than 10 years, can contribute up to $300,000 (per person) into a superannuation fund. But is it a financial advantage? […]

Are you receiving the correct Age Pension Payments?

Age Pension eligibility is calculated by a means test assessment. Both income and assets are assessed by Centrelink/DVA in order to determine eligibility and payment amounts. The current maximum age pension payments are […]

Retired with Debt

Many of our clients have retired whilst still having a mortgage loan, credit card and other debts. This does not prevent them from arranging a reverse mortgage loan.

In fact, a properly structured reverse mortgage loan can free up the income […]

Pay Out or Refinance Your Mortgage and feel free to enjoy your retirement

Many Australians approach retirement with the burden of an existing mortgage. For seniors, making regular repayments on a traditional home loan can place significant strain on a fixed income […]

The Revised Pension Loans Scheme compared to a conventional reverse mortgage

Much has been written about the recently revised Centrelink Home Equity Access Scheme (HEAS). It is a government-funded reverse mortgage loan that offers eligible seniors (not necessarily pension recipients) increased pension payments advanced as a reverse mortgage loan. […]

Reverse Mortgage and Age Pension Entitlements

Retirement finance victoria

Many older Australians value their age pension payments. For the majority of recipients, the use of a reverse mortgage will have no effect on current entitlements. Each age pension recipient is assessed on both their assets and income to determine their pension payment. […]